← All tools
Ken Lam Realty · Tools

What disclosures come with this home?

Enter 3 things about the home. See every document the seller owes, in plain words.

Condo / HOA?
▼
Documents for this home
0 documents
0 required by law · 0 standard in most sales
0/0 received. Tick each one as it lands in your inbox.
Your clock: if the TDS or NHD arrives after you sign your offer, you can cancel in writing within 3 days (handed to you) or 5 days (mailed or emailed).
When in doubt, disclose. If you know it and it could change a buyer's mind or price, write it down. Telling now is cheap. Getting sued after close is not. As-is still needs disclosures. “As-is” means you won't fix things. It doesn't excuse you from the TDS. California law says the TDS can't be waived.
Ask Ken Watch 15-sec video

Send this list to your email

Ken will reply with what to look for in this home's disclosures. No spam.

Or text: 408-666-2825

Next steps

  1. Ask for the full disclosure package before you write an offer, not after. Use T151.
  2. Read the TDS and SPQ next to the inspection reports. If the seller says “no leaks” and the report shows water stains, ask why. T71 helps you read reports.
  3. Fire or flood zone on the NHD? Get an insurance quote before you remove contingencies. Help: CA Dept. of Insurance.
  4. Check sex-offender info yourself at meganslaw.ca.gov. The seller doesn't do it for you.
  1. Start the TDS and SPQ the week you list, while you remember. T23 has the full prep checklist.
  2. Order the NHD, termite and a home inspection before you go live. Buyers trust a home with reports up front.
  3. Thinking “as-is” or cash? Compare your options with T26. You still disclose.
  4. East Bay city? Book the sewer lateral test early. It can hold up your closing.

Many people get this wrong: “The inspector will find everything, so the seller doesn't have to say much.” Not true. The seller must tell you what they know, even if an inspector could find it. And an inspector can't see a leak that was fixed with paint last month.