Enter birth date and hour. See your 12-palace chart, a quick read of Điền Trạch (home) and Tài Bạch (money), and which years to watch.
Don’t know the hour? Tử Vi needs it. Ask family, or use T41 / T204, which only need the birth year.
Gold border = Điền Trạch (home) and Tài Bạch (money). Bold = main stars. Bottom of each box: đại vận start age; gold tag = tiểu hạn of the year you picked.
Common mistake: “Điền Trạch looks weak, so I’ll never own a home.” Not true. It talks about style and timing, like buying later or buying with family. Income, credit and down payment decide far more.
Tiểu hạn moves one palace a year. When it lands on Điền Trạch or Tài Bạch, that year is worth watching for home and money moves.
Ken can match this with real numbers: budget, loan, timing. No spam.
408-666-2825