Tax & HOA at closing: who owes whom?

Enter the close date, the tax bill and HOA. See the split by day, the way California escrow does it.

Close date

I am the

Property tax (seller's yearly bill)

$/yr

Installments paid

▾

HOA dues (0 if none)

$/mo

HOA paid through

Day count (ask your escrow which one they use)

Property tax
Tax year—
Seller owns 0
Seller's share of tax$0
Seller already paid $0
$0
HOA
 $0

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Next steps

Ask escrow for the estimated settlement statement. The tax and HOA lines should match this within a few dollars.
Look up the real tax bill and what's paid: Santa Clara County · Alameda County.
Buyer: a supplemental tax bill comes a few months after closing. It's not in this split. See T12, and total cash to close in T03.
Seller: put this credit or charge into your net sheet in T21. Ask the HOA for the demand so dues are paid through the right date.

Many people get this wrong: “the seller already paid the December tax, so the buyer owes nothing.” That payment covers July through December. The buyer pays the seller back for every day after closing.