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Ken Lam Realty · Tools

Escrow words, in plain English

Your agent said “NBP” and you nodded. Look it up here. English and Vietnamese, one or two sentences each.

Words in this dictionary
40 terms
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Next steps

  1. Just got into contract? Put every deadline on your calendar with T60.
  2. Before you wire any money, call escrow at a number you found yourself, not one in an email. Report fraud at ic3.gov.
  3. Got your Closing Disclosure? Compare it to your Loan Estimate line by line. CFPB guide.
  4. Check your escrow company is licensed with the state: DFPI.

Many people get this wrong: “Escrow closed” is not the day you sign. You sign a few days before. You own the home when the deed is recorded at the county. That's the real closing day.